One thing I've learnt in many years of general tinkering and doing "unusual" electrical things is that yes you can get better efficiency, performance etc but the downsides are always the same. The biggest problem is that you'll always have major hassles obtaining spare parts etc for uncommon equipment. The other one is that the cost of equipment normally cancells out any savings from a financial perspective. Mass market may not be the most efficient, but it's cheap...
If it were me then I'd have a preference for a 240V system with 240V appliances and a good quality inverter and battery bank. I would be thinking along the lines of:
1. Install a grid connect system. This will get you a nice set of PV panels that can be used year round and will reduce your electricity bills.
2. Get a separate stand alone inverter and a battery bank.
3. Arrange the charging regulator and wiring such that you can send the output of the PV panels either (1) into the grid-connect inverter or (2) into the battery bank. It would be quite practical to automate the change-over, although a manual system would be cheaper and would probably suffice.
Alternative to the above would be a grid-connect inverter that incorporates a back-up system. These aren't cheap however, and I suspect that two separate systems would end up being cheaper. I'm not certain on that point about cost however.
If going for separate systems, you need to make sure the equipment chosen is appropriate for the task in terms of matching voltages. Don't buy anything without having worked out everything.
4. Small generator for supplemental battery charging if required. Doesn't need to be anything fancy, just something that does the job. Choice of fuel - pick whichever fuel is most easily obtainable when you'd want to use it (petrol, diesel, LPG). There's no point having an efficient generator if you can't buy any fuel to run it.


